Solihull Metropolitan Borough Council

The complainant requested from the Solihull Metropolitan Borough Council (“the Council”) information about its Lender Option Borrower Option (“LOBO”) loan agreements. The Council provided some information but withheld other information under section 43(2). The Commissioner’s decision is that the Council has incorrectly applied section 43(2) to the withheld information. The Commissioner requires the public authority to take the following steps to ensure compliance with the legislation. To disclose to the complainant the information that it has withheld under section 43(2) except for the bank details of the Council and the lenders and the signatures of individuals that signed the LOBO loan agreements.